Solve Virtually Any Problem Involving Time and Money

With TimeValue Software™ TValue™ amortization software, no loan or lease is too complex, no balloon payment is too difficult to calculate, and no investment yield is a mystery.

Calculate Any Unknown:

  • Present or future value
  • Loan or payment amount
  • Deposits or withdrawals
  • Interest rate
  • Number of payments
  • Remaining balance
  • Down payment
  • Weighted unknowns
  • Balloon payment
  • APR – Truth in Lending (Reg. Z) disclosures
  • Discounted value

Account for Any Type of Payment:

  • Rate changes
  • Irregular payments
  • Interest only
  • Fixed principal plus interest
  • Skip payments
  • Amount step
  • Percent step
  • Balloon payments
  • Principal first/only (lump sum pay downs)

Select Any Compound Period:

  • Exact days
  • Daily
  • Weekly
  • Bi-weekly
  • Half-month
  • Four-week
  • Monthly
  • Two-month
  • Four-month
  • Quarterly
  • Semiannual
  • Annual
  • Continuous

Computation Options:

  • Normal amortization (compound interest)
  • U.S. Rule (simple interest)
  • Rule of 78
  • Canadian amortization
  • Year length (360, 364, or 365 days per year)

Custom Reports:

  • Document irregular payments, balloons, and rate changes
  • Select any level of detail from summary to full schedule
  • Add APR Truth-In-Lending disclosures
  • Insert optional headers and footers
  • View totals at selected intervals by calendar or fiscal year-end
  • Print a limited date range
  • Export amortization schedules to Microsoft Excel and Word with one-click

What's New in TValue™ Amortization Software since Version 4.0

System Requirements for TValue Software

  • Supports Windows XP and above and Windows Server 2003 and above - both 32 bit and 64 bit, and Terminal Services
  • Citrix is being used successfully by TimeValue Software customers with no known issues in this environment
  • At least 10MB RAM and 5MB disk space

TValue on a Mac?

  • If you are interested in using TValue software on a Mac, please contact us at 1-800-426-4741 (within USA), 1-949-727-1800 (Monday-Thursday 7am-6pm; Friday 7am-5pm Pacific Time) or

New Look and Interface

  • New tab interface to allow users to move between cash flow data and amortization schedule
  • Long file names for custom descriptions
  • Significantly less drain on system resources (>98%)
  • Custom event names expanded to 30 characters
  • Label defaults to file name when file is saved
  • New file save and open buttons on tool bar
  • Expanded label field to allow users to enter as much information as needed
  • New right-click menu for increased access to editing commands
  • Three easy ways to access Special Series and Points and Fees windows with new right click menu
  • Redesigned report setup window
  • All setup windows grouped for convenient access and viewing
  • Optional alternate row colors
  • The TValue software window size and position are now retained between sessions. In addition, a command line option (/m) has been added to force TValue software to open in maximized mode.
  • Improved Help Menu
  • Input assistance for new users
  • Bubble Help for quick and easy access to guidance
  • Access to multiple features including the Balance dialog, the Totals dialog, and the Restore Unknowns. These commands have been dramatically improved by adding direct access to them through the toolbar.

Amortization Schedule Improvements

  • Instant export to Microsoft Word and Microsoft Excel
  • Export amortization schedule in XML, tab delimited, and comma delimited format
  • Display and print more than 15,000 lines of information
  • Print to fit amortization schedules
  • Enhanced report formatting
  • Custom headers and footers on amortization schedules
  • Change font on amortization schedule
  • Improved terminology on amortization schedules for U.S. Rule (Simple Interest)

Expanded Calculations and Functions

  • TValue software version 4 files compatible with TValue software version 5
  • Create cash flow lines with just one click
  • Enter up to 3,999 individual cash flow lines
  • Significantly expanded interest rate calculations and ranges (effective and normal)
  • Amounts up to 10 billion
  • Display prepaid interest to three digits
  • Principal first (only) payments
  • Quickly select months to skip for seasonal cash flows
  • Set default date for up-front or advance payments
  • Improved sorting of events with new Sort button
  • Expanded undo option on compute menu
  • Delete cash flow lines quickly. No need to select the whole line
  • Change the working directory where files are saved and retrieved
  • Quick access to compute settings
  • Totals only option on the report setup
  • Locate the cash flow data information at the beginning or end of reports
  • Page break before amortization option on the report setup
  • Delete TValue product files from within TValue software version 5
  • Updated monthly skip payment window

Multi-user Edition with Silent Install

  • Network drives are now recognized during installation under Windows 7 and Windows Vista
  • Client setup program will install program on each individual workstation in unattended mode by appending “/s” to the command line
  • Easy installation across your entire organization

Try TValue Amortization Software Risk-Free

All TimeValue Software products include an unconditional one year money-back guarantee.

To Order Now...

  • Fill out the online order form, or
  • Call 1-949-727-1800 or 1-800-426-4741 (within USA)


 Pricing Options

Licensing Policy

Call for volume license discounts

1-user license $ 149
Annual maintenance service (per user)* $   35

*The TValue software annual maintenance service includes future updates and upgrades, unlimited product support, and access to the 75+ TValue software online training videos.

Still have questions?

Contact us at:
1-800-426-4741 (within USA),
(M-Th 7-6; Fri 7-5 PT)
 TValue software FAQs
 FREE TValue Webinar

What: Mastering Time Value of Money Calculations with TValue Software

When: Thursday, May 18th

11:00am Pacific Time / 2:00pm Eastern Time

Where: Online - It's a GoToMeeting Webinar!

NASBA certified and qualifies for 1 CPE credit!

Your Web Log-on & Telephone Dial-in Info will be sent to you after you complete your registration.

register now
 Product Video

TValue 5.30 Video
What's New in TValue 5.30